body, h1, h2, h3, h4, h5, h6, p {
    margin: 0;
    padding: 0
}
.refr-lp-main {
    margin: 0 auto;
    width: 100%
}
.refr-bnr-sec {
    background: #054928;
    overflow: hidden;
}
.refr-bnr-inrsec{
    max-width: 1200px;
    margin: 0 auto;
    width: 95%;
    box-sizing: border-box;
    display: flex;
}
.refr-bnr-inrsec {
    padding: 45px 30px 200px;
    align-items: center;
}
.othr-cntnt-sec:last-child {
    padding: 60px 0 0;
}
.bnr-title {
    color: #fae1b6;
    font: 68px/1.05 var(--zf-primary-bold);
    letter-spacing: -1.36px;
    padding-bottom: 30px
}
.bnr-para {
    font: 18px/1.6 var(--zf-primary-regular);
    color: #fff4eb;
    width: 95%;
}
p {
    font: 18px/1.7 var(--zf-primary-regular);
    color: #222;
}
.bnr-cntnt-sec {
    width: 55%;
    padding-right: 80px;
}
.bnr-rght-sec {
    width: 45%;
    justify-content: flex-end;
    display: flex;
    position: relative;
}
.refr-othrs-sec {
    max-width: 1200px;
    padding: 80px 30px 0;
    margin: 0 auto;
}
.refr-othrs-sec.alter-ele {
    display: block;
    padding: 0 30px 100px
}
.refr-othrs-sec.alter-ele1 {
    display: block;
    padding: 30px 30px 0
}
.othr-cntnt-sec,.refr-faqs-cnt {
    max-width: 900px;
}
.sub-hdr {
    font: 28px/1.3 var(--zf-primary-semibold);
    color: #000;
    padding-bottom: 10px;
}
.readmre-lnk {
    display: block;
    color: #0b9651;
    font: 20px/1.2 var(--zf-secondary-medium);
    padding: 40px 0 45px
}
.refr-btn {
    border: 1px solid rgb(240, 72, 62);
    background-color: rgb(240, 72, 62);
    font: 22px/1.2 var(--zf-primary-semibold);
    color: #fff;
    padding: 10px 35px 10px 30px;
    display: inline-block;
    text-transform: capitalize;
    border-radius: 22px;
}
.refr-arw {
    position: relative;
    width: 14px;
    height: 2px;
    background: #0b9651;
    display: inline-block;
    top: -4px;
    right: -4px;
}
.refr-arw:after {
    content: '';
    position: absolute;
    width: 8px;
    height: 8px;
    border: 2px solid #0b9651;
    transform: rotate(-45deg);
    border-left: 0;
    border-top: 0;
    top: -3px;
    right: 0;
}
.refr-btn .refr-arw {
    background: #fff;
    top: -6px;
}
.refr-btn .refr-arw:after {
    border-color: #fff;
}
.refr-box-ele {
    max-width: 445px;
    border-radius: 24px;
    background-color: rgb(34, 34, 34);
    position: relative;
    z-index: 1;
    margin: 0 auto;
    width: 100%;
}
.refr-box-ele:after {
    content: " ";
    background: url(/sites/oweb/images/zohobigin/zbigin-hand.svg);
    position: absolute;
    top: -275px;
    left: -88px;
    width: 204px;
    height: 470px;
}
.refr-box-ele:before {
    content: " ";
    background: url(/sites/oweb/images/zohobigin/zbigin-hand.svg) no-repeat;
    transform: rotate(180deg);
    position: absolute;
    bottom: -275px;
    right: -88px;
    width: 204px;
    height: 470px;
    z-index: 1;
}
.refr-box-ele1 {
    background-color: rgb(255, 255, 255);
    width: 100%;
    margin: 0 auto;
    border-radius: 24px;
    padding: 35px 35px 20px;
    box-sizing: border-box
}
.bxEle-para {
    font: 22px/1.3 var(--zf-primary-semibold);
    letter-spacing: -0.44px;
    color: #fae1b6;
    padding: 20px 45px;
    display: flex;
    justify-content: flex-end;
}
.main-hdr {
    font: 66px/1 var(--zf-primary-extrabold);
    letter-spacing: -1.32px;
}
.ofr-para {
    color: #222222;
    font: 50px/0.95 var(--zf-secondary-medium);
    letter-spacing: -1px
}
.refr-box-ele1 .refr-btn {
    margin: 20px 0 40px
}
.ofr-txt {
    display: block;
    font: 14px/1 var(--zf-primary-regular);
    color: #c1c1c1
}
.footer-copy {
    font: 12px/1 var(--zf-primary-regular);
    color: #c1c1c1;
    max-width: 1200px;
    text-align: left;
    margin: 0 auto;
    padding: 0 30px 30px
}
.bnr-para span {
    font-family: var(--zf-primary-semibold);
}
.bnr-title sup {
    font-size: 40px;
}
.z-bottom-cta-menu,.mob-logo,.refr-faqs-list {
    display: none
}
.zbigin-circle1, .zbigin-circle2, .zbigin-circle3, .zbigin-circle4 {
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: #0eca6d1a;
    position: absolute;
    animation: scaler 20s infinite linear;
    left: 0;
    right: 0;
    margin: 0 auto;
    top: -30px;
}
.zbigin-circle2 {
    animation-delay: 5s;
}
.zbigin-circle3 {
    animation-delay: 10s;
}
.zbigin-circle4 {
    animation-delay: 15s;
}
@keyframes scaler {
0% {
transform: scale(1);
}
33% {
transform: scale(2);
opacity: 0.20;
}
67% {
transform: scale(3);
opacity: 0.10;
}
100% {
transform: scale(4);
opacity: 0;
}
}
a {
    color: #0b9651;
}
.refr-faq-sec {
    padding: 70px 30px 30px;
    margin: 0 auto;
    max-width: 1200px;
}
.field-faq-question {
    font: 18px/1.4 var(--zf-primary-semibold);
    cursor: pointer;
    margin-bottom: 5px;
    width: 100%;
    padding: 0 20px 0 30px;
    position: relative;
}
.field-faq-answer {
    display: none;
    padding: 0 0 10px 30px;
}
.refr-faqs-list li {
    position: relative;
    padding: 0 0 15px;
    margin-bottom: 20px;
}
.refr-drpdwn {
    position: absolute;
    left: -14px;
    top: -10px;
    transition: all 500ms ease;
    width: 30px;
    height: 30px;
}
.refr-drpdwn:before {
    content: '';
    width: 0;
    height: 0;
    border-left: 8px solid transparent;
    border-right: 8px solid transparent;
    border-top: 8px solid #060606;
    position: absolute;
    top: 17px;
    right: 0;
}
.refr-drpdwn:after {
    content: '';
    width: 0;
    height: 0;
    border-left: 6px solid transparent;
    border-right: 6px solid transparent;
    border-top: 6px solid #fff;
    position: absolute;
    top: 16px;
    right: 2px;
}
.field-faq-answer p,.field-faq-answer li{
    font-size: 16px;
}
.refr-tab-sec {
    position: sticky;
    display: flex;
    margin: 25px 0 45px;
    align-items: center;
    border-bottom: 1px solid #eaeaea;
    top: 0;
    background: #fff;
    z-index: 2;
}
.refr-tab-sec li {
    position: relative;
    padding: 10px;
    font: 18px/1.2 var(--zf-primary-semibold);
    margin-right: 10px;
    cursor: pointer;
    color: #222;
}
.refr-tab-sec li:last-child {
    margin: 0
}
.actve-tab {
    color: #0eca6d
}
.actve-tab:before {
    content: '';
    width: 100%;
    position: absolute;
    left: 0;
    bottom: -1px;
    height: 2px;
    background: #0eca6d;
}
.refr-drpdwn.active {
    transform: scaleY(-1);
    transform-origin: center;
    top: 5px;
}
.refr-btn.alter-ele{
    margin: 30px auto 0;
}
.zw-only-copyright ul li a{
color:#222;
}
@media only screen and (max-width: 1230px) {
.mob-logo {
    display: block;
    margin: 0 auto;
    padding: 25px 0 0;
}
.refr-bnr-inrsec, .refr-othrs-sec {
    width: 100%;
    display: block;
    max-width: 828px;
    padding: 70px 30px 0;
}
.refr-faq-sec {
    padding: 60px 30px 10px;
    max-width: 828px;
}
.bnr-cntnt-sec {
    width: 100%;
    padding: 0 0 60px;
    text-align: center;
    max-width: 768px;
    margin: 0 auto;
}
.bnr-rght-sec {
    width: 100%;
    padding: 0;
}
.refr-box-ele:after, .web-logo {
    display: none;
}
 .refr-othrs-sec {
    max-width: 828px;
    text-align: left;
    margin: 0 auto;
}
.footer-copy {
    max-width: 828px;
}
.readmre-lnk {
    padding: 30px 0 45px;
    text-align: left;
}
.refr-btn {
    margin: 0 auto;
}
.bnr-para {
    margin: 0 auto;
}
.bnr-title {
    font-size: 58px;
    letter-spacing: -1.16px;
    padding-bottom: 20px;
}
.bxEle-para {
    font-size: 20px;
    letter-spacing: -0.4px;
    justify-content: flex-start;
}
.main-hdr {
    font-size: 56px;
    letter-spacing: -1.12px;
}
.ofr-para {
    font-size: 40px;
    letter-spacing: -0.8px;
}
.refr-bnr-inrsec {
    padding: 65px 30px 130px
}
.sub-hdr {
    font-size: 26px;
}
p {
    font-size: 18px
}
.othr-cntnt-sec:last-child {
    padding: 45px 0 0;
}
.refr-box-ele1 {
    border-radius: 12px;
    padding: 35px 45px 20px;
}
.refr-box-ele {
    max-width: 420px;
    border-radius: 12px;
}
.refr-othrs-sec.alter-ele {
    padding: 0 30px 70px;
}
.refr-box-ele:before {
    bottom: -242px;
    right: -78px;
    width: 180px;
    height: 410px;
    background-size: 180px auto;
}
}

@media only screen and (max-width: 767px) {
.refr-othrs-sec.alter-ele1 {
    padding: 10px 0 0
}
.bnr-title {
    font-size: 36px;
    letter-spacing: -0.86px;
    padding-bottom: 15px;
    max-width: 300px;
    margin: 0 auto;
}
.bnr-para {
    width: 100%;
}
.bnr-para, .refr-box-ele1 .refr-btn, .refr-btn, .readmre-lnk, p {
    font-size: 16px;
}
.main-hdr {
    font-size: 42px;
    letter-spacing: -0.82px;
}
.refr-box-ele1 {
    padding: 30px 30px 20px;
    text-align: left;
    border-radius: 10px;
}
.ofr-para {
    font-size: 32px;
    letter-spacing: -0.5px;
}
.refr-bnr-inrsec {
    padding: 45px 25px 90px;
}
.bnr-cntnt-sec {
    padding: 0 0 40px;
}
.refr-box-ele1 .refr-btn {
    margin: 20px 0 35px;
    padding: 10px 25px;
}
.refr-othrs-sec {
    padding: 60px 20px 0;
}
.refr-othrs-sec.alter-ele {
    padding: 0 25px 30px;
}
.refr-btn .refr-arw {
    top: -5px;
}
.sub-hdr {
    font-size: 22px;
}
.refr-box-ele {
    max-width: 300px;
    border-radius: 10px;
}
.ofr-txt {
    font-size: 12px;
    padding: 30px 0 0;
}
.footer-copy {
    padding: 0 20px 60px;
    font-size: 10px;
}
.refr-btn {
    display: none
}
.z-bottom-cta-menu {
    display: block;
}
.z-bottom-cta-menu a {
    width: 100%;
    margin: 0 auto;
    border-radius: inherit;
    padding: 11px 0;
    font-size: 16px;
}
.bxEle-para br {
    display: block;
}
.bxEle-para {
    font-family: var(--zf-primary-regular);
    justify-content: flex-start;
    font-size: 18px;
    letter-spacing: -0.3px;
    padding: 20px 30px;
}
.bnr-title sup {
    font-size: 22px;
    font-family: var(--zf-primary-semibold);
}
aside {
    display: none !important;
}
.zbigin-circle1, .zbigin-circle2, .zbigin-circle3, .zbigin-circle4 {
    width: 350px;
    height: 350px;
    left: -7px;
    top: -33px;
}
.refr-tab-sec li {
    font-size: 16px;
    padding: 10px 5px;
}
.refr-faq-sec {
    padding: 40px 20px 10px;
}
.field-faq-question {
    padding: 0 0 0 30px;
        font-size: 16px;
}
.refr-faqs-list li {
    padding: 0 0 10px;
    margin-bottom: 15px;
}
.refr-tab-sec {
    margin: 0 0 30px;
}
}

@media only screen and (max-width: 480px) {
.readmre-lnk {
    padding: 25px 0 30px;
}
.refr-box-ele:before {
    bottom: -188px;
    right: -60px;
    width: 140px;
    height: 368px;
    background-size: 140px auto;
}
br {
    display: none;
}
.refr-tab-sec li {
    font-size: 14px;
    padding: 10px 5px;
    margin-right: 5px;
}
}